Optimal protection, attractive reward
Receive Urbox e-voucher up to VND 45 million when purchase policy with IP from VND 15 million.
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About UOB CashPlus Account
Get the fund you need to live the life you want with Personal Loan on UOB CashPlus account.
Benefits
Enjoy competitive interest rate
from just 10.99% p.a. fixed during the repayment tenure
Meet all your needs
You can get up to VND 600 million and repay in 24, 36 or 48 months
Less repayment pressure
with no late payment penalty fee and interest policy
Get cash instantly
when apply for Easy Instalments (CashPlus Instalment Loan) on UOB TMRW app
Popular Loan Purposes
Ready to cover for any spend
Housing
Turn your house into a home with full amenities
Transportation
Enjoy every journey with your family and friends
Education
Access to high quality education as soon as possible
Personal expenses
Grasp the latest trend and technology
Travel
Many local and international destinations and cultures are awaiting
Healthcare
Get the leading products and services for your family and yourself
Housing
Turn your house into a home with full amenities
Transportation
Enjoy every journey with your family and friends
Education
Access to high quality education as soon as possible
Personal expenses
Grasp the latest trend and technology
Travel
Many local and international destinations and cultures are awaiting
Healthcare
Get the leading products and services for your family and yourself
Tenor & Rate
Things You Should Know
- No late payment penalty fee
- No late payment penalty interest
- Prepayment fee: 4% of loan outstanding balance
- Vietnamese citizen, age 21 and above
- Minimum income from VND 13,500,000
- Receive salary via bank account
- Currently residing in Ho Chi Minh City and Hanoi
Frequently Asked Questions
1. How to pay for UOB CashPlus Personal Loan?
You will receive a single monthly e-statement covering all your UOB CashPlus account(s) held with us. This e-statement will be available in the UOB TMRW app, where you can view your Total Payment Due and make your payment accordingly.
2. How do I make the payments?
You can make payments via the following UOB payment channels: UOB TMRW app, Bank transfer from another bank (with NAPAS 247) and Direct Debit Authorization through UOB current account.
3. Can I make prepayment for the loan?
You can make prepayment for total loan amount anytime. Prepayment fees are subject to our policy from time to time.
4. How is the Interest rate calculated?
Interest rate is calculated on the reducing balance and on 365-day/ year basis.
How to Apply
Submit our online form
Speak with us
Locate us
As a reminder, we will never direct you to a website asking for your personal banking details, including OTP or PIN.
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