Home Plus

Loan amount will be reviewed based on various factors, such as income, loan tenure, all financial obligations with other credit institutions, credit history of Customers and value of the mortgaged property.

Up to 30 years for a Home loan and up to 25 years for a LAP. However, the maximum loan term for each case will depend on the age of the customer (the maximum age at the end of the loan contract is 65 years old depending on the type of customer).

Please leave information here and we will reach out to you for specific advice.

The fees and charges that Customers need to pay for related parties include:
1. Real estate Valuation Service Fee: would depend on the type, surface area, location of the collateral, etc. min around VND 2 Million (VAT not included and the fees may vary subjected to the independent real estate valuation Company).
2. Service Fee related to collateral registration/asset guarantee transaction registration/notarisation (stipulated by the State's regulations and/or the service company).
3. Other fees (if any).

Basically, customer need to provide:
• Legal documents;
• Income documents; 
• Collateral and loan purpose documents. 
• Other documents requested (if any) would depend on specific loan application.

Please leave information here and we will reach out to you for specific advice.

After Customer provides all documents required by the Bank, your application will go through basic steps including collateral valuation, credit appraisal, loan confirmation, notarization, registration of secured transactions and disbursement. During the processing of documents, the Bank staff will always accompany you and be ready to assist you in case of any problems.

Within 3 working days from the date mortgage loan was paid off successfully, Title Deed and relevant documents would be ready to be released to Collateral owner.

The value of your collateral will be assessed by a Valuation Company appointed by the Bank. To ensure independence and objectivity, the valuation company is randomly selected by the Bank and you cannot interfere in this selection process.

Customer's monthly installment will be automatically deducted from the Current Account, which Customer has authorised UOBV to automatically collect the monthly debts at the time of loan disbursement.
In other cases, please refer to the instructions here or in the monthly debt reminder SMS (Amount to be paid, Account number to be transferred in) to make payment for monthly installment.

Customers can prepay a part or full of the Loan in accordance with the terms and conditions related to prepayment, which is stipulated in the Credit Agreement. Please contact us to get support for prepayment request.

Depending on the number of overdue days, UOBV will classify your loan into different credit debt groups and report to the National Credit Information Center of Vietnam (CIC). This may impact to your credit prestige and cause the potential rejected/ low approval rate from UOBV or other banks.

Please refer to Facility Agreement. Besides, every month UOBV will send SMS to Customer's registered mobile phone number to remind about the debt repayment obligation, with the content including due date, amount to be paid, account number to transfer money in. Customers please prepare financial resources and make loan payments according to the information of this message.

Additionally, Customers can easily access to loans information right on UOB Mighty. Please refer to the guideline here.

For Customers already had housing loan account at UOBV, you can easily access to housing loan information right on UOB Mighty. Please refer to the guidline here.

For Customers interested in UOB housing loan, please fill in this form and we will call to assist you soon.

In addition, you can contact us for further assistance.