Receive Urbox e-voucher up to VND 45 million when purchase policy with IP from VND 15 million.
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Interest rate starts from 5.1%/year(*)
(*) Interest Rate = The basic Auto Interest Rate (AIR) of UOB Vietnam +/- interest rate range from time to time, view detail here.
All interest rates are calculated on a 365-day/year basis and are subject to change from time to time.
Fees |
Basic required documents |
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Corporate customer:
Individual customer:
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After you provide all documents required by the Bank, your application will go through basic steps including collateral valuation, credit appraisal, registration of secured transactions, collateral storing and disbursement. During the processing of documents, the Bank staff will always accompany you and be ready to assist you in case of any problems.
UOBV is responsible for issuing one (01) original copy of Mortgage Receipt to the customer within no more than 07 working days from the date UOBV receives the certificate of vehicle registration for the case of issuance or from the date of receipt of the request of the mortgagor for the renewal or re-issuance of the Mortgage Receipt. The validity period of the mortgage receipt is max 3-6 months depending on the validity period of the auto insurance policy of the utility vehicle being used for mortgage, the history of loan payment at UOBV and not exceed the loan period.
The expired Mortgage Receipt would be auto-renewed and its validity period continues from the validity period of recent renewal, based on the term of auto insurance policy of the utility vehicle being used for mortgage and Customers maintain good loan payment history at UOBV. The new Mortgage Receipt would be delivered to Customer's registered address. Please ensure you update the latest address with us to avoid mailing missing during delivery.
In the circumstance Customers yet to receive or initiate a Mortgage Receipt issuance request, Customers can contact us for further support. Documents need to be prepared are:
After 3 working days, as long as all of the above conditions are met, the Mortgage Receipt will be delivered to Customer's registered address or handed-over at UOBV Branch as Customers demand.
Please note:
Customers can transfer directly to customer's account at UOBV or deposit cash at UOBV Branches. Please make payment before 4:00 P.M on the due date to avoid overdue.
Additionally, Customers can easily access to loans information right on UOB Mighty. Please refer to the guideline here.
In case the customer has only 1 currrent account and 1 loan account at the Bank, the monthly installments will be automatically deducted from this current account.
In other cases, please refer to the instructions of the monthly debt reminder SMS message (Amount to be paid, Account number to be transferred in).
Customers can prepay a part or full of the Loan. The prepayment request need to be notified to UOBV 14 days before the prepayment date. Please contact us to get support for prepayment request.
Max 3 working days since the date customers made full prepayment, customers will receive the Certificate of Vehicle Registration at UOBV Branches.
To receive the Certificate of Vehicle Registration at branch, Customers need to provide below documents:
Please note:
Max 3 working days since the date customers made full prepayment, UOBV will de-register collateral at NRAST and return the result (web-printed version) along with Certificate of Vehicle Registration to Customers.
In the event Customes would like to excerpt from the original version, please follow guidance specified on Minutes of Liquidation and Handover of Mortgage Documents.
As a reminder, we will never direct you to a website asking for your personal banking details, including OTP or PIN.
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