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WHOLESALE BANKINGAbout UOB
UOB GroupUOB Vietnam
Benefits
Earn Rewards Points on Every Spend
5X Rewards Points for every VND 1,000 on Shopping, Dining and Entertainment
1X Rewards Points for every VND 1,000 on all other spend
Annual Fee Offset
Earn 385,000 bonus Rewards Points to offset Annual Fee or redeem other Rewards items when your annual eligible spending reaches VND 150,000,000
Earn 25,000 bonus Rewards Points
When you spend minimum VND 10,000,000 per statement month
Birthday Privilege
Earn 35,000 bonus Rewards Points when you spend at least VND 3 million on your birth month
Insurance Coverage
Be protected with E-Commerce Purchase Protection Insurance worth VND 4.5 million
Unlock Rewards Points
Redeem Rewards Points instantly for daily purchases or enjoy e-vouchers and premium gifts
Credit Card Promotions
Rewards Program
Use Rewards Points to pay for daily purchases or redeem UrBox e-vouchers and trendy tech gadgets!
Advantages of UOB Card Offers
Discover perks and deals for every lifestyle
Things you should know
Eligibility and Fees
To apply for UOB World Credit Card, you must meet the following requirements:
- Age: 21 years old and above
- Monthly Gross Income: Minimum VND 8 million with salary transfer via bank
- Location: Applicable for customers residing in Ho Chi Minh City and Hanoi
Fee:
- Enjoy an annual fee waiver on your first year
- Annual Fee: VND 700,000 (VAT exclusive)
Required Documents:
- A copy of National ID (front & back) or Passport
- Latest 3 months' Bank Statements showing salary credits
- Proof of employment and income documents
Terms and Conditions
Benefits Terms and Conditions:
- Rewards Points shall expire 3 years from the last day of the periodic quarter in which the Rewards Point was earned. For example, 100 points earned on 10 November 2025 will expire on 31 December 2028.
- Spending registered under MCCs: 5541, 5542 (Service Stations With or Without Ancillary Services) and 4900 (Utilities – Electric, Gas, Heating Oil, Sanitary, Water) will not be eligible to earn Rewards Points and will not be counted toward any Rewards Spending Program.
- All Rewards Points provided are based on categorization of merchants by Merchant Category Codes (MCCs) according to Card Associations. UOBV is not responsible for wrong encoding of MCCs. MCCs may change without prior notice if Card Associations and/or the merchant and/or the Merchant Bank decide to change them. More details here.
- UOBV reserves the right to change Rewards Program without prior notice.
- E-commerce Purchase Protection Insurance for Mastercard cards details.
- For the 385,000 Rewards Points program, spend is accumulated over each 12-month period from the card open date. Please note that only spend posted by the Bank from 11 May 2026 onwards will be considered for this program. Please refer to Article 39 - UOB Credit Card Terms and Conditions.
Other Terms and Conditions:
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