1. Mortgage Interest Rate (MIR) for loans that were disbursed from 11 Aug 2021 to 01 Mar 2022: 10.99% p.a.
2. Mortgage Interest Rate (MIR) for other: 10.5% p.a.
Floating Rate (%) = MIR(%)* + Margin** (%)
(*) MIR (%) is calculated and determined based on elements driving the business cost of the Bank, including but not limited to market situation, cost of fund, credit cost and operation cost.
(**) Margin can be positive (+) or negative (-), depending on the pricing scheme announced by Bank from time to time.