Dear Customers,
Recently, fraud scams via SMS & social media relating to online loan applications have increased dramatically. In order to help you safeguard your assets, UOB Vietnam would like to share with you some important information:
1. Fraud scams:
|
Fraudulent online loan application Fraudsters may impersonate bank staffs to introduce fictitious products and services (e.g. unsecured personal loan) with attractive schemes to attract victims. Victims are usually requested to install online loan application or invited to join online chat groups to complete the application process. Loan approval letters with fraudulent signatures and seals of the bank may be issued to victims. Victims are usually required to transfer a sum of money to fraudsters to prove their financial capabilities and these are usually substantiated with fictitious fee request letters from the bank. Post transfer of funds by victims to fraudsters, they will be informed to wait for loan disbursements. However, customers will not receive the funds and will lose the fees they have transferred. |
|
Fraudulent online loan application Fraudsters may impersonate bank staffs to introduce fictitious products and services (e.g. unsecured personal loan) with attractive schemes to attract victims. Victims are usually requested to install online loan application or invited to join online chat groups to complete the application process. Loan approval letters with fraudulent signatures and seals of the bank may be issued to victims. Victims are usually required to transfer a sum of money to fraudsters to prove their financial capabilities and these are usually substantiated with fictitious fee request letters from the bank. Post transfer of funds by victims to fraudsters, they will be informed to wait for loan disbursements. However, customers will not receive the funds and will lose the fees they have transferred. |
2. UOB Vietnam affirms:
- UOB Vietnam will never ask our customers to pay upfront loan processing/ disbursement fees to prove their financial capabilities.
- UOB Vietnam will always comply with credit approval processes and regulations.
3. Prevention:
UOB Vietnam would like to recommend the following safety measures:
