Best Financial Inclusion Project 2020

  • bizmerchant awardbizmerchant award





    UOB BizMerchant

    Proudly nurture online businesses

Thanks to credit application requirements simplification and innovative digital underwriting engine development, UOB BizMerchant unsecured loan program has helped hundreds of online businesses on Vietnamese e-commerce platforms have quick access to working capital simply and conveniently, without having to be physically present at branches to request for the loan or going through complicated procedures that traditional loan packages usually require.

With recognized outstanding efficiency, UOB BizMerchant unsecured loan package tailored for e-commerce businesses has just been awarded Best Financial Inclusion Project 2020 from The Asian Banker magazine.

In 2019, Asian Banking and Finance magazine also awarded UOB BizMerchant with the Best Financial Inclusion Project.

The award duo contributes to prove that unsecured loan UOB BizMerchant is at the forefront of applying financial technology (fintech) to help provide effective and quick working capital for e-commerce sellers.

Understanding, simple, practical and efficient - UOB Vietnam is committed to nurturing sustainable development of online sellers, e-commerce partners and e-commerce industry in Vietnam.

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"UOB's BizMerchant loan product is suitable for sellers as it does not require collateral and business license. You can apply for the loan by leveraged on the recorded shop’s sales history. These points give BizMerchant a big advantage over traditional loans.

Also, UOB offers the loan limit of up to 1.6 billion VND, which helped me run the business more efficiently & proactively: total sales have doubled and the inventory has tripled.“

Mr. Tran Lam
CEO, Natural House Company Limited

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"After receiving the capital from UOB BizMerchant loan package, our online sales revenue increased dramatically. The loan has been used to boost inventory storage and improve order fulfillment with a wide variety of products to our customers.

The outstanding advantages of this unsecured loan are reasonable interest rates, quick loan application process and professional support from UOB’s staff. I think online sellers really should consider applying UOB BizMerchant loan for business development and sales growth in the 4.0 era."

Mr. Huynh Nhat Nam
CEO, NK Oil Export Investment Trading Company Limited

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"BizMerchant is an unsecured lending program that gives great support to online businesses. With the loan from UOB Vietnam, we have expanded our business and tripled our revenue."

Mr. Nguyen Tuan Anh
Managing Director, Everest Fashion


“How Effective Cash Flow Management Improve the Business Performance” workshop organized by UOB Vietnam and Shopee on 21st December 2019

In order to help online sellers community to gain more knowledge to develop their business, UOB Bank Vietnam regularly organizes seminars with the guest speakers of financial experts, successful sellers, business association representatives ...

The “How Effective Cash Flow Management Improve the Business Performance” workshop organized by UOB Vietnam and Shopee on 21st December 2019 helped sellers understand the optimized way to manage cash flow and listen to useful business insights shared by experienced sellers on Shopee e-commerce platform.

"With UOB BizMerchant unsecured loan product, Sendo has supported for online sellers to access working capital more easily. Since then, we have successfully improved financial capability of thousands of sellers, helping them launch effective sales programs and ultimately provide more benefits to consumers."

Mr. Le Anh Huy
Vice President, Sen Do Technology Joint Stock Company


"The partnership between Lazada & UOB Vietnam has been bringing easy and practical working capital for Lazada sellers through UOB BizMerchant unsecured loan package. This is a solid evidence of the commitment to accompanying sellers’ sustainable development that Lazada & UOB Vietnam affirm."

Mr. Son Le
Head of Product Development, Recess Company Ltd. (Lazada)


"UOB BizMerchant demonstrates UOB Vietnam's commitment to supporting SMEs seize business development opportunities. In addition, using fintech in data analysis to enhance application approval process efficiency, we can help small and medium-sized businesses to gain easier access to banking and financial products and services. ”

Mr. Fred Lim
Executive Director, Country Head of Retail Banking, UOB Vietnam



No collaterals needed

Loan limit up to VND 1.6 billion

30% of revenue generated through e-commerce platforms

Fast approvals

Within 3 working days after receiving full documents

Assessment by UOB will be based on revenue generated through e-commerce platforms



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