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0% Instalment Payment Plan (0% IPP)
Only eligible for 0% IPP if the Retail Purchase has not yet been billed in your Statement of Account.
Turn your purchase into instalments with Zero*charges at our partner merchants
The 0% Instalment Payment Plan allows UOB Credit Cardholders to get the things you want and turn your purchases into instalments with Zero* charges at our partner merchants.
*Conversion fees may applied as merchant's policies.
Benefits
0 conversion fee and Interest- fee monthly instalment
Enjoy worry-fee to spend and repayment at 0% IPP partners which no interest, no conversion fee* and no pre-termination fee.
Flexible choice of tenors
Depending on your wish, freely to choose any tenor from 3, 6, 9 or 12 months.
Easy application
Just a few steps to complete application process without required documents and enjoy 0% Instalment Payment Plan.
Participating Partners
How to Apply
Notify
Notify the merchant staff that you would like to pay by instalment using your UOB Credit Card.
Apply
Apply for your preferable repayment tenor before making the transaction.
Enjoy
Enjoy your new purchase.
Attention:
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A valid application must complete the register process at partner and bank. And your request will not be processed if the information you register with merchant and UOB is not consistent.
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Request sent after transaction was posted on credit card statement or over 30 days from transaction date will not be processed.
Terms and Conditions
For 0% Instalment Payment Plan General Terms and Conditions, please view here.
Related Products
UOB Statement SmartPay
Turn your monthly credit card bill into instalments with exclusive interest applied
- Free conversion fee
- Flexible instalment terms up to 48 months
- Exclusive interest only from 1.08%/ month
- Easy to join via phone call
UOB Transaction SmartPay
Easily turn all your purchases into small payments with an affordable fee
- 0% interest and processing fee only from 3.5%
- 0 Pre-termination fee
- Flexible tenor 3, 6, 9 & 12 months
- Hassle-free and instant via UOB TMRW
How Can We Help You Today?
1. Which transactions qualify for the 0% Instalment Payment Plan?
A Credit Card transaction payment is only eligible for 0% IPP if the Credit Card transaction payment has not yet been billed in your Statement of Account at time UOB receives the 0% IPP registration. This means the transaction must be made and UOB must receive, approve the 0% IPP Registration related to that Credit Card transaction payment before Statement date.
2. Where can I find the list of eligible partners for the program?
Please contact our partners directly as partners may have different pricing scheme for products that opted in instalment program.
3. How long does it take for my instalment request to be processed?
The processing time for instalment conversion depends on when the transaction is posted to UOB's system. It normally takes about 5 to 7 working days.
4. Will I receive any confirmation for my instalment request?
You will receive a notification from the Bank via SMS or email registered with UOB when the instalment request has been successfully processed. If your request is not processed as notified, please contact us via our hotline for further assistance.
5. How can I check the detail of my instalment plan?
Detail of all instalments, including 0% Instalment Payment Plan presented on your monthly card statement which is sent to your registered email.
6. How do I make payments for my 0% IPP instalments?
The first instalment will be shown in your next statement after the conversion is successfully processed. Each monthly instalment will be included in the minimum payment amount of your statement through out the registered repayment tenor.
7. Can I make early repayment for my 0% IPP instalment?
Subject to UOB's approval, you may at any time cancel your 0% IPP or elect for early settlement of the 0% IPP amount. Upon such cancellation or early termination, the 0% IPP's outstanding principal is charged back to your credit card balance. Early termination penalty is not applicable for 0% IPP program.
As a reminder, we will never direct you to a website asking for your personal banking details, including OTP or PIN.
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